Everything is explained clearly, whether it's the financial issues or the social impact. I've been investing with EnergiseAfrica for 4 years and I'm very happy with the returns and impacts of the projects - so far only one project has run into difficulties over the pandemic period which is to be expected. You do have to be prepared to lose all the money, but if that happens it feels like a donation to charity, so I don't mind. If you aren't prepared to write off the money, then an IFSA isn't the right product for you. Paying money in isn't instantaneous, so make sure you have money in your account so you can invest when a project comes up, as they get fully subscribed really fast. Such a great way to improve lives and cut carbon emissions!
I am happy to invest in clean energy to help women and farmers in Africa. My returns over several years have been good although any investment can lose.
Straightforward to deal with. Very good communication and easy to navigate and understand website.
Great platform, ethical investments with good financial returns. There is some risk involved, which you need to be aware of.
Easy to use. I've always been a bit wary about putting money at risk, but almost without exception payments have been repaid on time, and the money put into a "wallet" which makes easy to keep the same amount invested and rolling it over to new projects. But you have to be quick as new projects are often fully subscribed very quickly. I like the short time frame; most investments are for only 24-36 months, so money is not tied up for too long.
If you want to lose money, these are the people for you. A large number of their bonds have turned sour with levels of recovery varying from nothing to not a lot. Some of it can be put down to COVID, but a lot of these businesses seem quite shaky. You could understand this if the interest rates were commensurate with the risk, but they aren't much higher than a fixed interest bank account. By all means invest if you want to support these projects, but be aware it's very likely you'll end up with less money than you started with.
I have been investing small amounts of money in Energise Africa for a few years and have always felt well-informed with an easy-to-use website that helps me make decisions. I have had one investment go bad, but that is always a risk with investments and I had certainly had the risks laid out to me in the offer document before I invested. For those of us who want to invest ethically the Energise Africa platform provides all the information you need.
Easy to buy and sell investments with returns much much higher than savings accounts, but much more risky. They are direct investments in ethical and environmental projects so your money is doing good as well as getting a good return. But only invest what you can afford to lose.
Every investment I have made with Energise Africa has been straightforward and efficient. My only concern is that most new investments get fully subscribed very quickly so as I do not have my email open constantly I often miss opportunities. The downside of a successful investment platform I guess.